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Avenue Analytics
AI-powered insurance pricing that regulators understand
Convert powerful ML models into transparent, regulator-ready factor tables.
Modernizing Insurance Pricing
The Challenge
Most insurers rely on outdated statistical methods that produce compliant tables but require extensive manual work.
Modern ML offers better predictions with less effort, but its “black box” nature prevents regulatory approval.
Our Solution
Avenue Analytics combines AI power with regulatory-ready transparency, reducing weeks of work to minutes.
Our Python-based solution integrates with modern data science workflows, helping actuarial teams work faster and smarter.
Key Benefits
Enterprise-ready scalability with full transparency and minimal manual intervention
Automated Model Development
Automate feature engineering and interaction searching with Avenue's data-driven approach. Our approach explores the function space to find the most predictive model, delivering superior results in a fraction of the time.
Enterprise-Ready Scalability
Avenue uses an extremely fast and efficient modeling framework that gracefully scales to millions of records.
Transparency & Compliance
Transparency that goes way beyond Shap values. Effortlessly trace every prediction through familiar factor tables that satisfy regulators and stakeholders.
Complete Control
Easily review, understand, and explain every factor in the model.
Modern Tech Integration
Unlike many competitors, Avenue is Python-based. It seamlessly integrates with the modern data science tech stack and workflow.
Superior Accuracy
No compromises! Get the full predictive power of advanced machine learning while maintaining the clarity that regulators and stakeholders expect.
Why “Avenue”?
av·e·nue /ˈavəˌn(y)o͞o/
A broad road in a town or city, having trees at regular intervals along its sides
Like its namesake, Avenue Analytics creates clear, organized pathways through complex data, mirroring the orderly trees that line a grand avenue.
A way of approaching a problem or making progress toward a solution
We provide insurance carriers with an innovative avenue toward better pricing, offering a clear path to improved outcomes through our explainable AI approach.
Our Story
Before I founded Avenue Analytics, my career lived in two worlds: insurance pricing, where regulations forced us to use outdated GLMs, and production data science, where we deployed powerful machine learning with ease.
The gap was maddening until I discovered something hidden in plain sight: a perfect mathematical equivalency between complex boosted tree models and simple factor tables.
Avenue Analytics was born from this insight. Now insurers can deploy advanced models while meeting strict regulatory requirements—without compromise.
Better models. Full transparency. No tradeoffs.
— Lucas Muzynoski, Founder